Don't underestimate the power of credit. A few years ago my credit tanked and it tanked really bad. It was at the point that I didn't even care or want anything to do with with having to deal with credit until I started reading about what credit really is. After I learned how substantial an excellent credit score can be for important life decisions, I decided to do some research and try and find a way to build my credit. It was through Credit Karma that I came across this Capital One Mastercard and took the initiative to start building my credit and it is a decision I will never regret. If you are interested in starting to build or fix your credit, I highly recommend this card. Simply click on the photo and start building your credit now.